tag:blogger.com,1999:blog-940142538364421402.post8143543481292660425..comments2024-03-02T02:30:55.592-08:00Comments on Bill Maloni's GSE Blog: "Oh Stormy, oh Stormy, bring back our sunny days.....!"Bill Malonihttp://www.blogger.com/profile/17459277100798719104noreply@blogger.comBlogger17125tag:blogger.com,1999:blog-940142538364421402.post-62880633559709145172020-11-27T00:53:01.985-08:002020-11-27T00:53:01.985-08:00TESTIMONY ON HOW I GOT MY LOAN FROM A GENUINE FINA...TESTIMONY ON HOW I GOT MY LOAN FROM A GENUINE FINANCE COMPANY LAST WEEK. Email for immediate response: drbenjaminfinance@gmail.com<br /><br /> I am Mrs,Leores J Miguel by name, I live in United State Of America, who have been a scam victim to so many fake lenders online between November last year till July this year but i thank my creator so much that he has finally smiled on me by directing me to this new lender who put a smile on my face this year 2020 and he did not scam me and also by not deceiving or lying to me and my friends but however this lending firm is BENJAMIN LOAN INVESTMENTS FINANCE (drbenjaminfinance@gmail.com) gave me 2% loan which amount is $900,000.00 united states dollars after my agreement to their company terms and conditions and one significant thing i love about this loan company is that they are fast and unique. {Dr.Benjamin Scarlet Owen} can also help you with a legit loan offer. He Has also helped some other colleagues of mine. If you need a genuine loan without cost/stress he his the right loan lender to wipe away your financial problems and crisis today. BENJAMIN LOAN INVESTMENTS FINANCE holds all of the information about how to obtain money quickly and painlessly via Call/Text: +1(415)630-7138 Email: drbenjaminfinance@gmail.com<br /><br />When it comes to financial crisis and loan then BENJAMIN LOAN INVESTMENTS FINANCE is the place to go please just tell him I Mrs. Leores Miguel direct you Good Luck....Mrs. McCarthy Juanhttps://www.blogger.com/profile/08564275766136770597noreply@blogger.comtag:blogger.com,1999:blog-940142538364421402.post-69760410944387514152020-08-23T06:45:40.318-07:002020-08-23T06:45:40.318-07:00golden goose
balenciaga shoes
golden goose sneaker...<a href="http://www.golden-goose.us.com" rel="nofollow"><strong>golden goose</strong></a><br /><a href="http://www.balenciaga-sneakers.us.com" rel="nofollow"><strong>balenciaga shoes</strong></a><br /><a href="http://www.goldengoosesneakers.org" rel="nofollow"><strong>golden goose sneakers</strong></a><br /><a href="http://www.lebronjames.us.com" rel="nofollow"><strong>lebron shoes</strong></a><br /><a href="http://www.offwhite.us.com" rel="nofollow"><strong>off white</strong></a><br /><a href="http://www.kd-10.us" rel="nofollow"><strong>kd 10</strong></a><br /><a href="http://www.shoesjordan.us.com" rel="nofollow"><strong>jordan shoes</strong></a><br /><a href="http://www.nike-shox.us.com" rel="nofollow"><strong>nike shox for women</strong></a><br /><a href="http://www.stephcurry.us" rel="nofollow"><strong>steph curry shoes</strong></a><br /><a href="http://www.curry6shoes.us" rel="nofollow"><strong>curry shoes</strong></a><br />yanmaneeehttps://www.blogger.com/profile/15229165146687805497noreply@blogger.comtag:blogger.com,1999:blog-940142538364421402.post-10287079772512541102020-05-21T18:17:23.977-07:002020-05-21T18:17:23.977-07:00My name is Sara Johnson, I live in california U.S....My name is Sara Johnson, I live in california U.S.A and i am a happy woman today? I told my self that any Loan lender that could change my Life and that of my family after been scammed severally by these online loan lenders, i will refer any person that is looking for loan to Them. he gave happiness to me and my family, although at first i found it hard to trust him because of my experiences with past loan lenders, i was in need of a loan of $300,000.00 to start my life all over as a single parents with 2 kids, I met this honest and GOD fearing loan lender online Dr. Dave Logan that helped me with a loan of $300,000.00 U.S. Dollars, he is indeed a GOD fearing man, working with a reputable loan company. If you are in need of loan and you are 100% sure to pay back the loan please contact him on (daveloganloanfirm@gmail.com and Call/Text: +1(501)800-0690 ) .. and inform them Sara Johnson directed you.. Thanks. Blessed Be.Unknownhttps://www.blogger.com/profile/02242961664912712828noreply@blogger.comtag:blogger.com,1999:blog-940142538364421402.post-20654047681768263682019-03-20T16:28:24.488-07:002019-03-20T16:28:24.488-07:00A lot of us are still unaware of the recent develo...A lot of us are still unaware of the recent development of the Blank ATM card.. An ATM card that can change your financial status within few days. With this Blank ATM card, you can withdraw between $1000-$10,000 daily from any ATM machine in the world. There is no risk of getting caught by any form of security if you followed the instructions properly. The Blank ATM card is also sophisticated due to the fact that the card has its own security making your transaction very safe and untraceable. For more info contact us with the below address and you can also watch our YouTube to read customers review.<br /><br />E-mail: blankatm002@gmail.comALFONSO ARMANDOhttps://www.blogger.com/profile/14352703289873989061noreply@blogger.comtag:blogger.com,1999:blog-940142538364421402.post-40409275903795281292019-01-13T04:10:17.278-08:002019-01-13T04:10:17.278-08:00Hi Viewers Get your Blank ATM card that works in a...Hi Viewers Get your Blank ATM card that works in all ATM machines all over the world.. We have specially programmed ATM cards that can be used to hack ATM machines, the ATM cards can be used to withdraw at the ATM or swipe, at stores and POS. We sell this cards to all interested buyers worldwide, the card has a daily withdrawal limit of $10,000 on ATM and up to $50,000 spending limit in stores depending on the kind of card you order for, we are here for you anytime, any day. Email; (marcellrost@hotmail.com ) I'm grateful to Marcell because he changed my story all of a sudden . The card works in all countries except, contact him now (marcellrost@hotmail.com ) Anonymoushttps://www.blogger.com/profile/18183915589538299916noreply@blogger.comtag:blogger.com,1999:blog-940142538364421402.post-68243314231986370542018-01-22T21:27:11.818-08:002018-01-22T21:27:11.818-08:00Anon--
About Crapo, sorry I missed that part of y...Anon--<br /><br />About Crapo, sorry I missed that part of your question.<br /><br />If the R's control the Senate in 2019, "yes," Crapo could still have Banking, but that selection will depend if he qualifies, by seniority, to chair another committee which he thinks is better for his political career, policy interests, and aspirations.<br /><br />But, as committee go, Banking is a huge campaign fund generator, which allows him to bring in a lot of money for himself and for those colleagues he smiles onBill Malonihttps://www.blogger.com/profile/17459277100798719104noreply@blogger.comtag:blogger.com,1999:blog-940142538364421402.post-2461437780982264542018-01-22T21:20:18.575-08:002018-01-22T21:20:18.575-08:00Robert Peebles--
An additional thought on your ad...Robert Peebles--<br /><br />An additional thought on your ad campaign suggestion.<br /><br />I don't roll with the hedgies or communicate with the reported "big GSEs investors," but I don't want to throw cold water on you--or other GSE supporters--reaching out to the Berkowitz-Ackman-Paulson-Icahn crowd or their lawyers and suggesting your ideas to them.<br /><br />Every good idea comes from somewhere and someone, if not us, who?<br /><br />So, I encourage you to not stop wiht my answer, take your shot, and act on your good advice. <br /><br />But, make sure you think through the very specific actions you advocate (an ad campaign to say what aimed at whom to achieve what?), the response sought from your audience, and the inevitable next steps.<br /><br />Good luck.<br /><br />Bill Malonihttps://www.blogger.com/profile/17459277100798719104noreply@blogger.comtag:blogger.com,1999:blog-940142538364421402.post-64002115044888798832018-01-22T19:48:29.819-08:002018-01-22T19:48:29.819-08:00I think I answered that above, noting I think the ...I think I answered that above, noting I think the companies (and their shareholders) would get far more from a Mnuchin regulatory arrangement later this year, after the Congress fails to produce a "reform" bill.<br /><br />If the D’s did win control, opening wide the GSE charters--who among D's would stop that--IMO will produces a whole set of other problems; small changes in the current oversight of the GSEs, allowing them to go forward, as shareholder owned (either corporations or utilities) is most desirable, keeping their earnings to build capital, seems to me more useful exercise.<br /><br />Letting the R’s--who would be vengeful or the D’s, who would insist on being socially responsible with little shareholder concern-- produce two extremes to be avoided.<br />Bill Malonihttps://www.blogger.com/profile/17459277100798719104noreply@blogger.comtag:blogger.com,1999:blog-940142538364421402.post-64771517650437832752018-01-22T18:56:45.257-08:002018-01-22T18:56:45.257-08:00Bill, I think a reform bill in 2018 has ZERO chanc...Bill, I think a reform bill in 2018 has ZERO chance. Do you agree? A reform bill might be possible in 2019 or 2020 if Dem or Rep controls House and 60 seats in Senate.<br /><br /> Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-940142538364421402.post-65411524184556246302018-01-22T17:07:09.962-08:002018-01-22T17:07:09.962-08:00Robert--
A national ad campaign is very expensive ...Robert--<br />A national ad campaign is very expensive and needs lots of 24-7 hands on an guidance, which the hedge funds understand, but likely don't want to udnertake.<br /><br />While I would agree with you that the GSEs are being threatened, they still are operating now and the public can be assuaged/conned when policy makers pooh pooh any risks, especially when consumers can go to any lender still—if they have the right credit profile and down payment—and qualify for a GSE mortgage.<br /><br />But an additional way to achieve what we want—since I’d rather have four hundred PO’s Senators and Congressman—is to do your “education” effort with every Senator and House Member showing them exactly what the GSEs do in the piece of the United States they care about the most, i.e. their state or congressional district where their voters reside.<br /><br />I discussed this idea two blogs ago ((”I have an idea”), bringing back the document which Fannie used to publish every 90 days—at that time to improve understanding and support--but which the Federal Housing Finance Agency, the GSE regulator no longer permits because FHFA considers it lobbying, which thye prohibit.<br /><br /><br />When properly prepared (think graphics, local pictures, and detailed hard numbers, i.e. the gravy), those reports take (took!) an amorphous, foreign, funny sounding operation (Fannie Mae or Freddie Mac) and give them an important and very valuable a back home identity --often involving hundreds of millions of dollars—in happy new home owners, indigenous investments and untold dependent local jobs, both direct and derivative employment..<br /><br />“So that’s what Fannie does.”<br /><br />I’ve send that open eyes and make opponents advocates, because most know they are clueless and dealing with buzz words, i.e. “Fannie and Freddie.” In the past—since they all want to get re-elected—they welcomed the information and often (with a little help from their friends) figured out a way to associate with it, if not take credit for it.<br /><br />It explains what the GSEs do and where their benefits fall. No GSE shareholder is sharing in the cash Fannie and Freddie generates, just the Treasury…for now.<br /><br />If you break that down in numbers of homeowners created, and the multitude of jobs which go along with maintaining, furnishing, painting, landscaping, plumbing, electrifying, etc. etc. you get an entire new appreciation for the GSEs, especially if someone is threatening to disrupt that activity with no guarantee than GSE services will be replaced by anything but banks.<br /><br />Suffice to say, there is a small group of GSE-advocates pursuing this idea.<br /><br /><br /><br /><br />Bill Malonihttps://www.blogger.com/profile/17459277100798719104noreply@blogger.comtag:blogger.com,1999:blog-940142538364421402.post-52080046422823777672018-01-22T13:32:38.375-08:002018-01-22T13:32:38.375-08:00Bill,
Differing political views will always be the...Bill,<br />Differing political views will always be there, but there is one problem that we both have vested interest in and that's how to get FNMA/FMCC to be seen truthfully for their contributions/benefits/need to be on the forefront of housing as well as making sure shareholders rights and value are upheld. <br /><br />I have no idea what kinda cost are involved but it would almost seem like at this point, deep money pocket hedge funds could mount a televised campaign to expose the public/political weenies out their about the situation, or even lower cost postcard mailings, anything that would put the GSEs in focus. <br /><br />I have polled many friends, strangers, etc.....and I'd say 1 in 100 or less have even and iota of an idea of the GSE mess, or even have an opinion about it because they are so under the radar. <br /><br />60 Minutes did a piece in 2009 on the takeover/interviewed Timothy Geither, and others.........I have thought that with all that had been revealed, Pershing/Paulson or someone might push for another piece, hopefully slanted in our favor this time. Often times, a 60 minutes piece can have dire or helpful consequences to a companies fortunes (I recall what happened to Lumber Liquidators a few years ago) <br /><br />I feel that as you pointed out, the GSEs cannot lobby, yet Big Banks are furiously doing so. There needs to be some action on our side to get the truth of the 2012 Sweep out to more than just those of us with a vested interest. <br /><br />Any thoughts or ability to shakes things up? How do we get a show like 60 Minutes to revisist this preferably pushing our angle/views ?<br />Anonymoushttps://www.blogger.com/profile/09770698552508751725noreply@blogger.comtag:blogger.com,1999:blog-940142538364421402.post-90323772350345614872018-01-21T20:37:21.110-08:002018-01-21T20:37:21.110-08:00Anon #2 (tough following you guys)--
For years at...Anon #2 (tough following you guys)--<br /><br />For years at Fannie we knew that political risk was our primary concern. We believed, because of what we did and how we did it, as long as we had a supportive Congress and public—plus the hosuing industry—no successful moves would be made against he charter.<br /><br />That changed when the political charlatans of the OFHEO (the predecessor to FHFA)—upset that Fannie wouldn’t kowtow to their pressures--with no proof, wrongfully accused top Fannie execs of securities manipulation--which took 8 years for a federal court to dismiss--the GSE enemies shorthanded it for the clueless Hill as, "Fannie execs paid themselves millions and then defrauded the company."<br /><br />Nobody in Congress understood what supposedly Fannie officials did but it sounded like the kind of mess you didn't want to get near.<br /><br />And all the political support disappeared. In fear.<br /><br />Again, employing smoke and mirrors (ergo the many federal lawsuits against Treasury), Hank Paulson, in 2008, used the GSE red ink to put the companies into "conservatorship," from which he and others planned they never would leave. But the business model survived those machinations and the companies began making huge bucks again, rapidly paying back Uncle Sam $275 Billion for the $187 Billion they had been given in 2008.<br />Bill Malonihttps://www.blogger.com/profile/17459277100798719104noreply@blogger.comtag:blogger.com,1999:blog-940142538364421402.post-21937092481590821132018-01-21T20:17:44.944-08:002018-01-21T20:17:44.944-08:00Robert--Thanks for reading.
I'll try and resp...<br />Robert--Thanks for reading.<br /><br />I'll try and respond serially to the issues you raised—although some of my answers you may not like...<br /><br />Yes, I was Fannie's chief lobbyist for 20 years (SVP for Government and Industry Relations), before retiring in 2004. As a corporation, Fannie was respected and very successful working with the Congress on both sides of the Hill and both sides of the aisle. I had great staff, a major resources, and worked with creative, supportive people elsewhere in the company.<br /><br />Each of the three Fannie CEO's I worked with immensely valued our work which primarily was to “protect our federal charter." In my 20 plus years, the charter never was changed in any manner we didn’t first support.<br /><br />I'd like to think I successfully influenced many Senators and Member, industry leaders, and executive branch officials, from both parties, about Fannie’s housing mission. And all of these photos of same on my office wall, reflected more than just raising money for their reelection efforts, although some of those pix reflect that part of my professional life.<br /><br />I've been writing this blog for the better part of 10 years and I must confess I don’t think I have convinced or converted many Hill people to like and support the GSEs. Or, if I have, they've hidden it well.<br /><br />If you have read me recently, you see I refer to the "GSE Shit Wall" which is the result of years of heavy direct lobbying, spreading falsehoods and threats about Fannie and Freddie. GSEs can’t lobby and aside from a few trade association and part of the low income housing community, the other side--mainly but not exclusively the big banks--have done an excellent job of distorting the truth demonizing the GSEs.<br /><br />With regard to President Trump, again if you look at my early post 2016 election blogs--while I never supported him--I did hold out hope that he would rebound from "Candidate Trump" get comfortable in office and not resume the unhealthy elements of his campaign for office.<br /><br />I promised to parties him when he did well and disagree when I thought his actions were wrong.<br /><br />I think his lying, ugly and churlish actions have been wrong. I believe that major elements of the Trump personality won’t permit that facts to emerge.<br /><br />I don't think there can be a Trump 2.0 and I won't repeat all of the reasons why, but many of them appear in recent blogs.<br /><br />And, while I am certain you disagreed but were respectful to the Obama presidency, lots of people weren't, from Mitch McConnell's vow to make him a one term president to the Yahoo who called out liar when BHO gave one of his state of the union address, plus all of those folks in the middle who swore he wasn’t born in the United States or was a Muslim.<br /><br />Talk about a Congress not cooperating with the President, look back at what the Hill R's did to Obama and then compare the D's one year of congressional hearings and bipartisanship on the healthcare bill and the secrecy, partisanship, which the GOP rushed through a $1.5 Trillion tax giveaway.<br /><br />Do we know, yet, what’s in it?<br /><br />Please respond either offline or here what things you think the President has done well and for which he deserves kudos.<br /><br />I might disagree but won't dismiss your list out of hand. (Oh, don't suggest the POTUS responsible for zero 2017 domestic airline deaths, either.)<br /><br />While I agree that some part of DJT is reflected in the market's rising value, I have to point out we are in the middle of a multi-year broad growth started under Obama. (Oh, and BHO first year percentage market increase was greater than DJT’s.)<br /><br />I look forward to hearing from you.<br /><br /><br />Bill Malonihttps://www.blogger.com/profile/17459277100798719104noreply@blogger.comtag:blogger.com,1999:blog-940142538364421402.post-21964109646320618542018-01-21T20:13:41.063-08:002018-01-21T20:13:41.063-08:00Thanks for the new post, Bill. I always enjoy the...Thanks for the new post, Bill. I always enjoy them. <br /><br />When I was involved in export finance, I was always told that political risk is the worst kind. The GSE fiasco has been a textbook example of why.<br /><br />As for Orange Julius, those few times when he does actually accomplish something useful always seem to be overshadowed by his acting like a complete ass. I have zero respect for the man, except perhaps for his remarkable ability to stay out of jail... so far anyway.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-940142538364421402.post-65647385858467419072018-01-21T18:16:38.327-08:002018-01-21T18:16:38.327-08:00Anon--
Ironically, I think the GSEs can get more ...Anon--<br /><br />Ironically, I think the GSEs can get more via a Mnuchin executive action in 2018, then they can get in 2019, legislatively,....(and I am going to bite my tongue here) even if Democrats win both houses in 2018.<br /><br />In 2019, I suspect you still will have copious GSE doubt and misinformation which will produce a differnt kind of legislative risk. What I would fear most is a total rewrite of their charters to make them do heaven knows what? Goals are fine, but make them realistic.<br /><br />The GSEs need restructuring but more freedom and flexibility to make their own business decisions, responding to market situations, not massive new mandates.<br /><br />Nobody knows, but if there is a Mnuchin 2018 regulatory fix, I hope it will feature some elemental swap of the warrant values for GSE continuation as privately owned corproations or utilities with a less intrusive regulatory FHFA hand.Bill Malonihttps://www.blogger.com/profile/17459277100798719104noreply@blogger.comtag:blogger.com,1999:blog-940142538364421402.post-83154592559710902782018-01-21T18:03:13.420-08:002018-01-21T18:03:13.420-08:00Bill,
you worked at one of the GSE's correct? ...Bill,<br />you worked at one of the GSE's correct? <br />Were you in any position to garner political clout with congressman or Senators, and if so what have you been able to do as far as spreading the "truth" within those ranks?<br /><br />Regarding your feelings re: Trump. In your dissertation of everything wrong with him, you fail, like most every celebrity in Hollywood does, to mention anything positive/good that he has done, in spite of having to get work accomplished with almost 50% of Congress voting against "EVERYTHING" he tries to accomplish. <br />He is OUR president of the United States. I would expect you and everyone to at least honor the office of which he holds with respect, not disrespect. <br />I wasn't a fan of Obama, for goodeness sake, by all counts he siphoned $100 Billion of the GSEs money to fund Obamacare subsidies, but I never defamed him with such hatred as you do Donald Trump. <br />It's undeniable the wealth creation his Administration has created. Most corporate working employees 401k are up 30% or more. Donations to non profit organizations have ballooned becuz of the increase in the stock market. Being a politician in the US used to mean that any country could extract maximum value for themselves because the POTUS of previous administrations allowed such, but not Trump. <br />I guess I just would hope that you will be one of the educated and truly knowledgeable people that can both admit faults and successes, and try to use your blog to have individuals that read it come together, not further the devisiveness. <br />One last question......we've had no new discovery documents be released in it seems a year. When will there be more because it does us no good to have these released, AFTER court cases are heard. Anonymoushttps://www.blogger.com/profile/09770698552508751725noreply@blogger.comtag:blogger.com,1999:blog-940142538364421402.post-10369528776594052452018-01-21T17:33:55.087-08:002018-01-21T17:33:55.087-08:00Bill, I think legislation can come only after 2018...Bill, I think legislation can come only after 2018 election. In 2019, Hensarling and Corker will be gone. Watt too. Mnuchin will have someone in FHFA who he likes. <br /><br />Will Crapo remain Chair of the banking committee assuming GOP still controls Senate?Anonymousnoreply@blogger.com